In uncertain financial times, it becomes even more important to ensure that injured claimants can preserve their settlement funds. Structured settlement annuities are among the safest financial options available, due to a combination of company longevity, ratings standards, market capitalization, and regulation.
Longevity
Most of the companies that issue structured settlement annuities have
withstood the most dramatic financial events in recent United States history,
including the 2008 financial crisis, and more recently, the
COVID-19 pandemic.
Ratings
Sage offers structured settlement annuities through life insurance companies
that have consistently achieved high ratings from well-respected ratings
agencies. Ratings are based on the perceived financial strength and claims-paying
abilities of the insurer. Even in the midst of the pandemic and ensuing
financial instability, these life insurance companies have maintained
high ratings.
Capitalization & Regulation
Insurance companies are regulated by both state and federal agencies.
These agencies require insurance companies to maintain a certain level
of capitalization to decrease the risk of insolvency. Many life insurers
have chosen to exceed the minimum threshold, increasing the level of safety
provided to customers.
Contact Sage to Learn More about Structured Settlements
For more information about structured settlement annuities and strategies
to provide long-term financial security,
contact Sage Settlement Consulting today.
1Ratings accurate as of 6/2/21.